Mobile Broadband with a Bad Credit History

An increasingly common question that is cropping up nowadays is ‘can I get mobile broadband with a bad credit history?’

Our research indicates that this is possible, just like with bad credit mobile phone contracts.

The secret is to apply direct to the major network providers as their credit scoring systems are different from the other high street and online retailers that they normally sell through.

Note that 3 Mobile have a good mobile broadband option at the moment which is a rolling one month contract giving you 5Gb data allowance per month for £15 and you only have to give them 30 days notice to terminate if you want to, which makes it low risk for them and you.

		Click here to visit the T-Mobile website
		Click here to visit the O2 website
		Click here to visit the 3 website

However, you should note that you are highly unlikely to get one of the ‘mobile broadband with free laptop contracts’ that are selling very well at the moment. These contracts are a great way of getting online with mobile broadband and getting a modern laptop with a monthly payment instead of paying hundreds of pounds upfront.

Unfortunately the network providers do not want to take the risk of providing an expensive laptop to someone with a poor credit record, so you are going to have to go for one of their standard tariffs where you get a mobile broadband dongle plus between 1Gb and 15Gb per month of data allowances.

Want an iPhone on O2 yet have a bad credit record?

As you are no doubt aware Apple signed a contract with O2 which made O2 the exclusive network provider for the iPhone in the UK. People are trying to hack the iPhone to enable it to work with other networks but as far as we are aware they have not been successful so far.

We have been asked about the probability of getting an iPhone contract with a bad credit history. I am afraid that the answer is not one you are going to like to hear…

Basically it is incredibly difficult to get an iPhone contract with O2 if you have bad credit. At the best of times O2 applies demanding credit scoring criteria for normal mobile phone contracts and we are not aware of anyone getting a bad credit iPhone contract so far.

You might want to consider going for the HTC Touch Pro or Xperia mobile phones as these are also receiving great reviews and are regarded as good alternatives to the iPhone.

If you have any experience or feedback to add about O2 and the iPhone then please leave a comment.